WEALTH MANAGER

  • How to Transform Your Kitchen at A Low Budget January 11, 2022
    Kitchen renovations don’t have to be expensive. There are great ideas that you can borrow to improve your kitchen on a low budget. So, how can you transform your kitchen with a low budget? 5 simple ways to transform your kitchen on a budget You simply need to follow these simple steps ...
    jerusher2017@gmail.com
  • One map, everything is clear December 6, 2021
    With your globally accepted credit card, you always have the right payment method at your fingertips. If won't have that kind of credit card then go here Milestoneapply.com and apply for a card even if you have a bad credit history. A certain lifestyle Thanks to credit cards and PrePaid ...
    Aimanfarrukh.af@gmail.com
  • Lottery in Astrology September 27, 2021
    your astrological chart will help you find the best careers for you, the best ways for you to earn money, and to some extent, whether you will have any luck in gambling, and maybe, if you are going to get some inheritance. But no astrologer can guarantee by using astrology that you are ...
    sritulasi25@gmail.com
  • Why You Should Be Saving For Retirement In Your 20s July 28, 2021
    Your 20s are a decade in which you learn, grow and make mistakes. During this exciting time of life, there are many pressing financial needs, and retirement planning often gets put on the back burner. In fact, many millennials and Gen-Zers are focused on paying student loans. However, saving ...
    azawadzka@straightnorth.com
  • Novel "Until Death Do You Part: An American Family Meets Their Sicilian Cousins" Released as Audio Book July 26, 2021
    As a writer I have written more than 20 books on outdoor and business topics. "Until Death Do You Part: An American Family Meets Their Sicilian Relatives" is now available as an audio book and is to be followed by an e-book, softcover, and perhaps ultimately a movie. My novel whose ...
    hoveysmith@bellsouth.net
  • How Effective Is Plasma Therapy For Covid-19? Here's All You Need To Know June 15, 2021
    Convalescent Plasma therapy, or simply Plasma therapy, is a medical procedure where patients who have recovered from COVID-19 donate their blood to infected patients to develop antibodies that will help to fight the infection. Plasma therapy has been used for a long time to treat respiratory ...
    drmeghanapande@gmail.com
  • $956.00 after THIS free training April 18, 2021
    Tyler - a Mormon pastor, Frank, Anna, Hernan, David, Keenan, Seth. What do they all have in common? After registering for (and attending) THIS free training workshop, they all made over $918.89 (each) within a few days! ** Tyler E., a Mormon pastor - is now making $123,614 per month ...
    lisaanzel@gmail.com
  • Climbing the Financial Totem Pole to Fund Your Best Life April 2, 2021
    Get Rich Quick is a Lie! I see so many people skipping the stairs and escalator, expecting the elevator to take them straight to the top. They rush to ride the next rocket ship stock or bitcoin, betting it all on momentum and throwing caution to the wind. Getting rich quick seems to be ...
    wordnerd@amandazieba.com
  • PHP Development Outsourcing - Reasons to Outsource PHP Development Projects March 31, 2021
    In this technologically advanced world, where services and products can be availed with just one click, it is critical for every business owner to establish their online presence. After all, the Internet is one of the greatest tools in this modern world, using which you can reach your customers ...
    invedusseo@gmail.com
  • Some simple tips to save money March 6, 2021
    Irrespective of the personal, familial and social status, we are all bound to have a sound financial background in our life. Whether rich or poor, young or old, financial stability is very important to lead a comfortable life. Most of the time, most of us don't give much importance and attention ...
    visioninviews@gmail.com

Wealth Management – Transition from Estate Planning to Risk and Retirement

In the last 5 years, we have transitioned in wealth management from an estate focus to a Wealth Preservation focus.

Since the 90s until recently, most hard working folks were trying to take care of their estates, protect their assets from undue taxation, and use estate planning techniques.

Now, people are more focused on their retirement dollars lasting long enough while using advanced risk management strategies.

If you and your spouse are worth more than 5 million each, then you may have an estate tax problem, however, that scenario is limited to the ultra wealthy.

Most others will focus on their retirement assets, 401K, insurance assets, and other key issues like powers of attorney and trusts.

Good wealth management requires us to review the entire situation including social security, pensions, assets, stocks, land, home, property, tax issues, insurance policies, potential issues such as inheritance,  and even legal documents.  Everything is important and it is a holistic approach.

If you are healthy and have children and a spouse, you should consider life insurance protection that is effective for your budget.  Term insurance can protect your children and your spouse in case you die during the typical 20 year term.  It is cheap and if you can afford it, you can always buy permanent life insurance.

English: "Nettogeldvermögen" net fin...

English: “Nettogeldvermögen” net financial assets (financial assets minus liabilities) of economy sectors of Germany (Photo credit: Wikipedia)